State Nurse Loan Forgiveness Programs

All 50 states — loan forgiveness, loan repayment, and scholarship programs for RNs, LPNs, and NPs. Most require a service commitment in a shortage or underserved area.

Also see:NHSC Loan Repayment →Nurse Corps Loan Repayment →Public Service Loan Forgiveness (PSLF) →
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Check program availability. State programs open and close annually based on funding. Always verify directly with your state health department or the linked program page. Many states also participate in the federal NHSC program — applying to both maximizes your chances.

AL

Alabama

Alabama Nursing Scholarship Program
Up to $8,000/yr

For pre-licensure nursing students; requires Alabama practice commitment.

Visit program page →
Alabama NHSC sites
Up to $50K (federal)

Work at an Alabama HPSA-designated site to qualify for federal NHSC repayment.

Visit program page →
AK

Alaska

Alaska SHARP (State Loan Repayment)
Up to $20K/yr (2 yrs)

Alaska State Health Access Repayment Program for primary care providers including NPs.

Visit program page →
Alaska Behavioral Health Loan Forgiveness
Varies

For behavioral health workforce including psychiatric NPs and RNs.

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AZ

Arizona

Arizona AHCCCS Rural Loan Repayment
Up to $25K

Through Arizona AHEC; requires rural or underserved practice commitment.

Visit program page →
Arizona NHSC-eligible sites
Up to $50K (federal)

Many AZ Indian Health Service and federally qualified health center sites qualify.

Visit program page →
AR

Arkansas

Arkansas Rural Workforce Incentive Program
Up to $10K/yr

For RNs and NPs committing to practice in rural Arkansas counties.

Visit program page →
Arkansas NHSC sites
Up to $50K (federal)

Federal loan repayment via NHSC for providers at approved AR sites.

Visit program page →
CA

California

CA Song-Brown Nursing Scholarship/Loan Repayment
Up to $15K

OSHPD program for RNs and NPs in underserved CA communities.

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California State Loan Repayment Program (SLRP)
Up to $50K (2 yrs)

Federal/state match for primary care providers in federally designated shortage areas.

Visit program page →
UC Nursing Loan Forgiveness
Varies by campus

Individual UC campuses offer loan forgiveness for RN-to-BSN and graduate nursing students.

Visit program page →
CO

Colorado

Colorado Health Service Corps
Up to $30K (2 yrs)

Loan repayment for providers at qualified sites in rural or underserved areas.

Visit program page →
Colorado Rural Health Center LRP
Varies

Facilitates access to state and federal loan repayment programs for rural providers.

Visit program page →
CT

Connecticut

CT Office of Rural Health Loan Repayment
Up to $20K/yr

For healthcare providers at federally designated shortage area sites in CT.

Visit program page →
Nurse Educator Loan Forgiveness Program
Up to $15K

For RNs pursuing advanced education to become nurse educators in CT.

Visit program page →
DE

Delaware

Delaware HPSA Loan Repayment
Varies

State-facilitated repayment for providers in Delaware HPSAs.

Visit program page →
Delaware NHSC sites
Up to $50K (federal)

Qualify through federal NHSC by working at DE-designated shortage sites.

Visit program page →
FL

Florida

Florida Nursing Student Loan Forgiveness
Up to $4K/yr (4 yrs)

For Florida-licensed RNs employed full-time in public Florida health facilities.

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Florida AHEC Nurse Repayment
Varies

Regional AHEC programs connecting Florida nurses to state/federal repayment.

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Florida NHSC sites
Up to $50K (federal)

Many Florida FQHCs and rural sites qualify for federal NHSC repayment.

Visit program page →
GA

Georgia

Georgia NHSC Loan Repayment
Up to $50K (federal)

Work at HPSA-designated sites throughout rural Georgia.

Visit program page →
Georgia REACH Scholarship
Up to $8K/yr

Primarily for undergrad, but nursing students at qualifying GA schools may apply.

Visit program page →
HI

Hawaii

Hawaii State Loan Repayment Program
Up to $20K/yr

For providers including NPs serving medically underserved populations on neighbor islands.

Visit program page →
ID

Idaho

Idaho AHEC Loan Repayment Assistance
Varies

Connects Idaho nurses to state and federal repayment opportunities.

Visit program page →
Idaho NHSC sites
Up to $50K (federal)

Qualify for federal repayment at HPSA-designated Idaho rural health sites.

Visit program page →
IL

Illinois

Illinois Nursing Education Scholarship Program
Up to $7,500/yr

Scholarship for nursing students in exchange for Illinois practice commitment.

Visit program page →
Illinois NHSC Loan Repayment
Up to $50K (federal)

Available at Illinois HPSA-designated sites including FQHCs and rural health centers.

Visit program page →
IN

Indiana

Indiana NHSC sites
Up to $50K (federal)

Federal repayment for nurses at Indiana shortage designation sites.

Visit program page →
Indiana State Nursing Workforce Center
Varies

Tracks state and federal programs available to Indiana nurses.

Visit program page →
IA

Iowa

Iowa Primary Care Loan Repayment
Up to $25K/yr

For NPs and RNs at Iowa HPSA-designated rural and underserved sites.

Visit program page →
KS

Kansas

Kansas NURSE Act Loan Repayment
Up to $25K (2 yrs)

For NPs committing to practice in designated Kansas shortage areas.

Visit program page →
Kansas AHEC Programs
Varies

Regional programs helping Kansas health professionals access loan repayment.

Visit program page →
KY

Kentucky

Kentucky NHSC Loan Repayment
Up to $50K (federal)

High proportion of HPSA-designated sites in rural Appalachian Kentucky.

Visit program page →
Kentucky Nurses Foundation Scholarships
Varies

Foundation-funded scholarships for Kentucky nursing students.

Visit program page →
LA

Louisiana

Louisiana Loan Repayment Program
Up to $20K/yr

For primary care providers including NPs at Louisiana HPSAs.

Visit program page →
ME

Maine

Maine Primary Care Loan Repayment
Up to $25K/yr

State-funded repayment for nurses and NPs in Maine HPSAs.

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Maine Health Access Foundation Grants
Varies

Grant programs supporting Maine's health workforce in underserved areas.

Visit program page →
MD

Maryland

Maryland Loan Assistance Repayment Program (MLARP)
Up to $22K/yr

For primary care providers including NPs at Maryland underserved sites.

Visit program page →
Janet L. Hoffman Loan Assistance Repayment Program
Up to $30K

Broader public service program; nurses in qualifying public positions may apply.

Visit program page →
MA

Massachusetts

Massachusetts NHSC-eligible sites
Up to $50K (federal)

Numerous MA community health centers are NHSC-approved sites.

Visit program page →
Massachusetts Nursing Workforce Initiative
Varies

State resources and connections to loan assistance for MA nurses.

Visit program page →
MI

Michigan

Michigan State Loan Repayment Program
Up to $30K (2 yrs)

For NPs and RNs practicing in Michigan shortage areas.

Visit program page →
MN

Minnesota

Minnesota Rural Physician Loan Forgiveness
Up to $25K/yr

Extends to NPs and RNs practicing in rural MN shortage areas.

Visit program page →
Northland Foundation Scholarships
Varies

Supports nursing students committing to practice in northern Minnesota.

Visit program page →
MS

Mississippi

Mississippi NHSC sites
Up to $50K (federal)

Mississippi has a high density of HPSA-designated sites across the Delta region.

Visit program page →
Mississippi Nursing Education Loan
Up to $4K/yr

Forgivable if recipient practices nursing in Mississippi after graduation.

Visit program page →
MO

Missouri

Missouri State Loan Repayment Program
Up to $25K/yr

For primary care providers including NPs at Missouri HPSAs.

Visit program page →
MT

Montana

Montana NHSC Loan Repayment
Up to $50K (federal)

Montana has widespread HPSA designations; many rural and tribal sites qualify.

Visit program page →
Montana AHEC Workforce Programs
Varies

Regional programs connecting Montana nurses to repayment opportunities.

Visit program page →
NE

Nebraska

Nebraska Loan Repayment Program
Up to $20K/yr

For providers including NPs and RNs in Nebraska shortage areas.

Visit program page →
NV

Nevada

Nevada State Loan Repayment Program
Varies

For primary care providers at Nevada FQHCs and rural health sites.

Visit program page →
NH

New Hampshire

New Hampshire NHSC sites
Up to $50K (federal)

NH has several NHSC-approved rural and community health sites.

Visit program page →
NH Nurse Education Scholarship
Varies

State scholarship program for NH nursing students with practice commitment.

Visit program page →
NJ

New Jersey

New Jersey Primary Care Loan Repayment
Up to $22K/yr

For providers including NPs practicing at NJ HPSA-designated sites.

Visit program page →
NM

New Mexico

New Mexico Health Service Corps
Up to $25K/yr

State-funded loan repayment for providers in NM underserved communities.

Visit program page →
New Mexico Nursing Excellence Scholarship
Up to $7K/yr

For NM nursing students with a commitment to state practice.

Visit program page →
NY

New York

NY Health Workforce Retraining Initiative
Varies

State grants supporting nursing workforce development.

Visit program page →
NYS Doctors Across New York (DANY) — NP Track
Up to $40K

Loan repayment for NPs practicing in underserved NY communities.

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New York NHSC sites
Up to $50K (federal)

Hundreds of NY FQHCs and rural sites are NHSC-approved.

Visit program page →
NC

North Carolina

NC Nurse Scholars Program
Up to $10K/yr

Loan forgiveness for RNs who graduate and work in NC — partially forgivable for each year of NC practice.

Visit program page →
NC Area Health Education Centers (AHEC) LRP
Varies

Regional loan repayment programs for NC nurses in shortage areas.

Visit program page →
NC NHSC sites
Up to $50K (federal)

Many rural and community health center sites in NC qualify for federal repayment.

Visit program page →
ND

North Dakota

North Dakota Healthcare Workforce Loan Repayment
Up to $20K/yr

For nurses and NPs in ND shortage areas.

Visit program page →
OH

Ohio

Ohio NHSC Loan Repayment
Up to $50K (federal)

Ohio has urban and rural HPSA sites that qualify for federal NHSC repayment.

Visit program page →
Ohio Nurse Education Assistance Loan Program (NEALP)
Up to $3,000/yr

Forgivable loan for Ohio nursing students who practice in Ohio after graduation.

Visit program page →
OK

Oklahoma

Oklahoma Physician Manpower Training Commission — Nurses
Up to $20K

Includes NPs; requires practice in Oklahoma shortage designation areas.

Visit program page →
OR

Oregon

Oregon Office of Rural Health LRP
Up to $35K/yr

State/federal match for primary care providers in Oregon HPSAs. NPs eligible.

Visit program page →
PA

Pennsylvania

Pennsylvania Primary Care Loan Repayment
Up to $100K (4 yrs)

Generous state program for primary care providers including NPs in PA HPSAs.

Visit program page →
RI

Rhode Island

Rhode Island NHSC sites
Up to $50K (federal)

Several RI community health centers are NHSC-approved sites.

Visit program page →
RI Health Equity Institute Programs
Varies

State programs supporting health workforce in RI underserved communities.

Visit program page →
SC

South Carolina

South Carolina Rural Physician Incentive Program
Up to $25K/yr

Extends to NPs in rural SC counties with shortage designations.

Visit program page →
SC NHSC sites
Up to $50K (federal)

Multiple rural and community health sites in SC qualify for federal repayment.

Visit program page →
SD

South Dakota

South Dakota NHSC Loan Repayment
Up to $50K (federal)

SD tribal health facilities and rural sites have strong NHSC participation.

Visit program page →
South Dakota Nursing Scholarship
Up to $8K/yr

Practice-commitment scholarship for SD nursing students.

Visit program page →
TN

Tennessee

Tennessee NHSC sites
Up to $50K (federal)

Tennessee has significant HPSA coverage in rural and Appalachian regions.

Visit program page →
TN Allied Health Loan Forgiveness
Up to $5K/yr

State program for nurses in public facilities; verify current availability.

Visit program page →
TX

Texas

Texas Health Service Corps
Up to $25K/yr

State loan repayment for primary care providers including NPs at Texas HPSAs.

Visit program page →
Nursing Education Scholarship Program (NESP)
Varies

Texas BON-administered scholarships for nursing students with TX practice commitment.

Visit program page →
Texas NHSC sites
Up to $50K (federal)

Hundreds of Texas HPSAs and qualifying sites for federal repayment.

Visit program page →
UT

Utah

Utah Physician Loan Repayment Program
Up to $20K/yr

Extends to NPs practicing in designated Utah shortage areas.

Visit program page →
VT

Vermont

Vermont NHSC sites
Up to $50K (federal)

Vermont has rural shortage-area sites eligible for federal NHSC repayment.

Visit program page →
Vermont Nursing Initiative Scholarships
Varies

State programs supporting Vermont nursing workforce development.

Visit program page →
VA

Virginia

Virginia State Loan Repayment Program
Up to $30K/yr

For primary care providers including NPs at Virginia HPSA-designated sites.

Visit program page →
Virginia Nursing Scholarship Program
Up to $5K/yr

Scholarship for nursing students with a Virginia practice commitment.

Visit program page →
WA

Washington

Washington State Loan Repayment Program
Up to $35K/yr

For primary care providers including NPs at Washington HPSAs.

Visit program page →
Washington Health Corps
Varies

State-funded component supplementing federal loan repayment programs.

Visit program page →
WV

West Virginia

West Virginia State Loan Repayment Program
Up to $25K/yr

For providers including NPs at West Virginia HPSAs (high rural need).

Visit program page →
West Virginia Nursing Scholarship
Up to $5K/yr

WV nurses association scholarships with state practice commitment.

Visit program page →
WI

Wisconsin

Wisconsin Primary Care Loan Forgiveness
Up to $25K/yr

For NPs and other primary care providers at Wisconsin shortage designation sites.

Visit program page →
WY

Wyoming

Wyoming NHSC Loan Repayment
Up to $50K (federal)

Wyoming has extensive rural HPSA coverage; many qualifying practice sites.

Visit program page →
Wyoming Nursing Scholarship
Varies

State-funded scholarships for Wyoming nursing students.

Visit program page →